Becoming a freelancer can be a great decision for many workers out there. They may enjoy the freedom that goes along with becoming your own boss. But these self-employed individuals will need to find a way to secure their own insurance. Think about how you can find the right insurance package that can actually meet your needs or the needs of your family. This can be difficult, but it will be a lot easier if you can track down the right freelancers insurance company. Since self-employment is rapidly becoming a more popular option, this is encouraging these insurance companies to provide more insurance deals geared towards them.
I had a conversation with a friend the other day that gave me inspiration for this topic. My friend, who I will call an insurance company loyalist, said “I have been with my insurance company for 52 years. When I call they jump.” We discussed this belief for a little while as I wanted to get a little more insight from his perspective. For the purpose of this week’s topic, it is coming from the perspective of being in CA, considering CA insurance law. If you are from another state, your laws may be different, and I am not an attorney so this is not legal advice.
Buying a life insurance is one of the most important decisions of life you will ever make. One buys an insurance with a view to provide his family members or dependents a financial protection against the odds of life. Therefore, the need for adequate insurance planning becomes a crucial task for an individual seeking a life insurance. Each person thinks differently. There are those who are very cautious and there are those who believe in leading life recklessly without giving a thought about tomorrow. Thus, one should always be able to evaluate his insurance needs correctly and should not get affected by the decisions of others.